Owning your own home can move from a dream to a reality—and NAYA Family Center can help. Our Homeownership Program provides culturally specific homeownership coaching, education, and programming that will help you plan to buy, and plan to keep, your home. Our program works to increase homeownership opportunities for Portland’s Urban Native Community and close the Native homeownership gap. All of our services are free and we are an equal housing opportunity provider.
Please take a moment to view "Sharing Our Stories of Home", four-minute video in which NAYA Family Center community Elders share their desire for younger generations to pursue homeownership.
Thank you to the Elders, Portland Youth and Elders Council, NeighborWorks and the staff of NAYA Family Center. We want to thank Wisdom of the Elders for the filming and editing of the video. The project funding came from the Minority Homeownership Assistance Collaborative and the Portland Housing Bureau.
Thank you for your interest in the DPAL program. For information, please contact Loretta Kelly, Homeownership Coach, at lorettak(at)nayapdx(dot)org, (503) 288-81477, ext. 223, or contact another Minority Homeownership Assistance Collaborative partner. The other partners are the African American Alliance for Homeownership, Hacienda CDC or Portland Community Reinvestment Initiative.
Do you want to own a home but aren’t sure where to start? Join us for the next NAYA Family Center Homeownership Program Orientation!
The NAYA Family Center Homeownership Program invites all members of Portland's Native American community to our next Homeownership Program Orientation, including our culturally specific HUD certified Homebuyer Education, one-on-one coaching and program resources and referrals.
The two-hour Orientation is the first step to enrolling in the Homeownership Program and finding out how we can support you on your path to homeownership.
Our next two Spring orientations will be held from 6:00 pm to 7:30 pm on Thursday, April 4th and Wednesday, April17th.
Orientations are held at:
NAYA Family Center
5135 NE Columbia Blvd, Portland Oregon
To sign up for our next orientation, please contact Loretta Kelly at lorettak(at)nayapdx(dot)org or (503) 288-8177, ext. 223.
Our Pathways Home: Homebuyer Education class takes you through each step of the home buying process. We use the culturally specific curriculum Pathways Home: A Native Homeownership Guide, as developed by the National American Indian Housing Council, NeighborWorks America and Oweesta. The class highlights the roles of lenders, real estate agents, and home inspectors—with a guest speaker from each industry to tell you about their role in the transaction.
The next class meets Saturday, February 23rd from 9 am to 5 pm.
To sign up for our next class, please contact Loretta Kelly at lorettak(at)nayapdx(dot)org or (503) 288-8177, ext. 223.
Homeownership Coaching is about discussing your housing and homeownership goals and identifying the steps to achieve them. Our program continues with you every step of the way, from your homebuyer education up through purchase.
Our coaching focuses on:
We also provide connections to local home buyer programs and resources, financial assistance programs, and mortgage products including the HUD Section 184 Indian Home Loan Guarantee Program. Our strong partnerships with Portland’s non-profit homeownership organizations and financial institutions ensure you have the best options to choose from. We tailor our services to fit your family size, income, tribal affiliation, and location.
The NAYA Family Center, in accordance with the Americans with Disabilities Act (ADA) of 1990, will provide reasonable accommodations for participants with disabilities (e.g. attention, health, hearing, learning, mobility, physical, psychiatric or vision). If you require special assistance, please contact our Homeownership Coach, Loretta Kelly at (503) 288-8177, ext. 223 or email lorettak(at)nayapdx(dot)org two weeks in advance.
|Natalie Mitchell, Potawatomi, with her sons Rhandon, Owen, Jeremiah and Seven the dog.|
When Natalie Mitchell, a member of the Citizen Potawatomi Nation, became a single mom to her three boys, she knew she wanted to create stability for her family through homeownership.
Natalie came to the NAYA Family Center’s Pathways Home homebuyer education program and Financial Wellness workshops. She learned that she would need to take some time to get her financial house in order. Natalie continued to save for a year and took the steps suggested by NAYA’s Financial Wellness coach. She worked to clean up errors on her credit report, paid off debt, and rented a home near her work to solidify her credit and rental status. She learned about the NAYA Family Center–Proud Ground partnership and thought that could be a good way for her to find an affordable home.
Searching with her Realtor, Kim Factor, Natalie found a home in the perfect location—just around the corner from her parents, who help watch the boys after school, and help make doctor appointment runs. And there’s plenty of room for her boys, ages 16, 14, and 12; and the family pets (2 dogs and 5 cats)! By purchasing with Proud Ground, Natalie was able to access additional funds for the home. She just recently moved into a home with a new roof, new exterior paint, some new windows, and new appliances.
Check out our quarterly e-newsletter that offers renters, homebuyer and homeowners updates about our programs and events and learn about community resources to help with home buying and home maintenance.
Section 184 Indian Home Loan Guarantee Program loans available to enrolled tribal members from any tribe or Nation, on land in Oregon (land in other states is eligible, see site for details):
Homeownership Opportunities Northwest (HOWNW)—a non-profit website sponsored by the Portland Metropolitan Association of Realtors ® that provides a searchable database of homebuying assistance programs to help buyers achieve the dream of homeownership.
US Department of Housing and Urban Development (HUD)—Search for free or low-cost housing counseling agencies that offer guidance on homebuying, defaults, foreclosure prevention, credit issues and reverse mortgages.
Oregon Housing and Community Services State Bond Program (OHCS)—a State of Oregon program that provides lower-interest mortgage loans for first time, income-qualified home buyers.
Portland Housing Bureau (PHB)—provides resources for homeowners in the City of Portland including home repair loans, foreclosure prevention resources and links to local non-profit program partners.
For more information about our program or to sign up for our next homeownership orientation or education class, contact Loretta Kelly at lorettak(at)nayapdx(dot)org or (503) 288-8177, ext. 223.
Our offices are located at 5135 NE Columbia Boulevard in Portland, Oregon.
|Loretta Kelly||Ext. 223||Homeownership Coach|
|Jen Matheson||Ext. 297||Homeownership Program Specialist|